December 22, 2023
Credit Restoration

Next-Level Credit Restoration: Advanced Approaches for Lasting Results

Fixing your credit is more than just basic tricks—it’s about using smart and modern strategies. In this guide, we’ll dive into techniques that aren’t just a […]
September 22, 2023
Credit Score

Small Changes, Big Results: Simple Habits That Can Drastically Improve Your Credit Score

A credit score is a numerical representation of your creditworthiness, indicating how likely you are to repay borrowed money and manage credit responsibly. Lenders, such as […]
July 10, 2017

Do You Need An Alternative Identity Number?

You have probably heard the buzz at some point:  “there are ways to create an alternative tax identification number”.  So I felt it was important to […]
July 10, 2017

Congress Contemplates Reasons and Fixes for 40 Million Credit Report Mistakes

Congressman Lacy Clay and Donna Perkins photographed at an event August 5th as a fundraiser for Congressman Clay’s reelection.  At this event, Ms Perkins was representing […]
July 10, 2017

40 Million People in US Affected by Innacuracies on Their Credit Reports Says 60 Minutes

In an “industry sponsored” report provided to the federal government, Equifax, TransUnion and Experian claim that 95% of people in the US are “satisfied” with the […]
July 10, 2017

Red Flag Rules of Identity Theft, Part One

What are Red Flag Rules?  This concept is not to be confused with “Red Lining”.  Red Flag Rules tell you how to develop and implement an […]
July 10, 2017

Your Kids & Credit – Part Two: Where to Start

It’s The Little Things. When kids get into the first grade, they are introduced to coins. They are taught their amounts, how to count coins, and […]
July 7, 2017

Your Kids & Money – Part One: Where To Start

As a responsible parent, it is important to teach your kids about the wonders and pitfalls of money management. But if you are in financial trouble […]
July 7, 2017

Father’s Day Credit Ideas

Father’s Day is so special, I’m thinking of my dad at the same time I am thinking about my son who is a dad.  How different […]
July 7, 2017

Creditors or Collectors May Be Violating Your Rights!

If you have ongoing debt problems, you probably are getting creditor or collector phone calls to your home, office, friends or family…which can be a real […]
July 7, 2017

Credit Restoration Myth #12: Paying Old Debts Removes Negatives

(Note to consumers:  This is the twelfth in a series regarding common misconceptions about credit repair or credit restoration.  The information contained is deemed to be […]
July 6, 2017

Credit Restoration Myth #11: My Score = My Getting New Credit

(Note to consumers:  This is the eleventh in a series regarding common misconceptions about credit repair or credit restoration.  The information contained is deemed to be […]