Since 1991, KC Credit Services has specialized in helping customers

in the areas of credit consulting and credit restoration. We have helped over 110,000 customers from all over the country restore their financial lives by improving their credit profile. We are real people with real solutions, fighting for your rights under the Fair Credit Reporting Act.

  • A+ Better Business Bureau Rating
  • Board Member of the National Association of Credit Services Organizations
  • 98.5% Customer Satisfaction Rating

How we help you

We use The Fair Credit Reporting Act to help our clients to correct their credit reports with the three major credit reporting agencies (Equifax, TransUnion & Experian) while teaching them how to debt negotiate with creditors who are currently contacting them. We also teach them how to rebuild their credit to get started again to achieve the best credit ratings for their future.

How we got started

When we started, we were not envisioned to be a company! It was merely a friend helping a friend in a crunch. A couple, because of misleading inaccurate information, could not receive financing for a home. So our original owner started researching for a way to help them, and help them he did! After a few months of searching and numerous calls, the couple was able to purchase their home because of what the owner had achieved.


What started as a small outfit located in the basement of our original owner’s house and a man helping his friends acquire financing, has blossomed into a full-scale operation! Word of mouth & referral marketing took the company out of his basement in 2 years to its first location on Swift in North Kansas City. We have been in business for 21 years with an outstanding record with the better business bureau and licensed and bonded with the Missouri Division of Finance. We have continued to grow nationally by word of mouth and by working with Mortgage Company’s and Financial Institutions across the country.

KCCS is proud to be supported by and an active participant in the following state and national associations:

The State of Missouri, Division of Finance, regulates the businesses of credit repair agencies in their state. The Attorney General’s office is the main regulatory agency or this type of business. For 21 years, KCCS has maintained a spotless record with this governing body.

KC Credit Services maintains an A+ rating with the BBB. To verify that statement, we encourage you to visit their website. Click Here.

The National Association of Credit Services Organizations is a trade organization that focuses on lobbying Congress to achieve better and fairer laws to protect the public. They advocate industry standards and ethical business practices for the credit repair industry. Founded in 2007, NACSO serves to streamline the industry through their Standard of Excellence seal. Members go through a certification process, and only those with the highest standards are allowed to use this seal. You can view their website by clicking here.


Success Stories – Hear From Some of Our Satisfied Clients

Adam Thomas

I was quickly approved for business financing and was able to get money to start my new franchise. Thanks for the help!