July 4, 2017

Is Business Credit A Real Possibility?

Business credit is a wondrous thing.  Most people don’t understand just how wondrous it can be!  Business owners can build an exceptional business credit profile for […]
July 4, 2017

Is Credit Repair A Scam?

There is so much negative information on the net these days regarding credit repair.  It’s hard to tell the good guys from the bad guys.  Articles […]
July 4, 2017

Joint Credit: Should You or Shouldn’t You?

When you are single and apply for a credit card, house or car, you are the only one responsible.  You are the one that affects your […]
July 4, 2017

ATM Charges & Bank Fees: Are You Fully Informed?

Back before 1988, there were no ATM charges.  Afterwards, a Nevada bank started charging a bank fee for withdrawals made on a bank other than its […]
July 4, 2017

Drowning in Student Loan Payments?

With more than one trillion dollars in current student loans, and climbing, there are literally thousands of students who are under water on their payments.  You […]
July 4, 2017

Do You Need Help Deciding On A Student Loan?

Did you know that students loans in our country are now more than one trillion dollars?  That is more than the total credit card debt and […]
July 4, 2017

Fair Access to Credit Scores Proposed Legislation

In 2013, a new law is being brought before Legislators to help consumers better review and understand their credit scores.   This new amendment to the Fair […]
June 28, 2017

Miniscule # of Complaints About Credit Repair in 2012

The Federal Trade Commission[1], who along with the help of the Consumer Finance Protection Bureau, has long been the watchdog of the credit repair industry.  In […]
June 28, 2017

“60 Minutes" Expose on Credit Reporting

It’s official!  The state of our credit has made national news!  60 Minutes did an expose on the state of the nations credit histories for our […]
June 28, 2017

The Outrageous Cost of a "Fair" or "Poor" Credit Score

What most people don’t really realize is the “cost” of having a mediocre or poor credit score.  They go on their merry way paying whatever the […]
June 28, 2017

Credit Cards Dominate Consumer Reports – Credit Repair

Dec 13 2012:  By Nicholas Owens, Guest Columnist Consumer Financial Protection Bureau report details how the nation’s largest credit bureaus manage consumer data Credit cards dominate […]
June 28, 2017

Are You Underbanked? Try Second Chance Checking Accounts

There are at least two versions of the word “underbanked”: 1)   Those who have had a checking account closed by the bank.  This usually occurs when […]