Platinum Credit Restoration Program
The Platinum Program is an outstanding implementation of credit restoration, which includes work with the three major credit bureaus (Experian, Trans Union, CSC/Equifax) to correct misleading, inaccurate, and non-verifiable information about you. It is specifically designed for customers who do not have outstanding debt problems.
Your personal Credit Concierge™ will help you go through the enrollment process, do a forensic audit of all three credit reports, and work with you to determine what you believe is inaccurate, and formulate a calculated program that will suit your individual goals. You will learn how to negotiate your debt with creditors, learn how to achieve new, positive trade lines that can affect your score, and how to keep the bureaus from selling your personal data!
Your consultation fee is a low $399 (due the day you become a client) which includes the forensic audit, and then just $99 per month after services are performed for you.
PLATINUM PLUS PROGRAM OVERVIEW
- Credit Report Forensic Audit
- 3 Bureau Corrections
- Personal Credit Concierge™
- Credit Educational Programs
- Access to Credit Lines
$399 & $99/mo*
*The initial credit consultation is free. This determines your needs and your suitability for this particular program. No-one pays for credit restoration before the service has been completed at KC Credit Services. The full consultation is next, and after completion, the cost of $399 is charged. The full consultation includes a forensic audit of your three bureau credit report, training on how to negotiate with your creditors, access to healthy trade lines, and proprietary credit education at your own pace. The monthly fee is $99 for this service, and is billed in arrears, meaning the month in which you enter the program will not be debited from your account until the next month. Cancel any time, understanding that one more debit will occur after cancellation for the previous month’s work.
How often should I pull a copy of my credit report?
By the time you are at this stage, you have already signed up for a monitoring service. During the time you are with us, we recommend pulling your credit each month. Remember, the first results will come to your home in 30-45 days, so you may want to wait for 60 days the first time. Be sure to contact your Credit Concierge™ with any questions.
If I cancel early, what will happen to the work you have done?
Financial problems come in many forms. If you find that you cannot make a payment or need to cancel because of financial stress, what we have already accomplished for you will remain so. If there are items that have not yet been achieved, you may always re-enroll. If you re-enroll within 90 days of cancellation, there is no additional enrollment fee, but simply the monthly commitment needs to be honored.
What happens if I miss a payment?
Part of what we teach in our educational emails is responsibility to the debts you have incurred. But if you suffer a financial problem, and your automatic debit is not honored at your bank, simply get us on the phone and make new arrangements. If you fail to do so, then the company will try a total of three times to debit your account. If you have not made arrangements, all work on yoru account ceases, and $20 per attempt will be charged to your account. These penalties will need to be honored before resumption of your monthly commitment with us.
Why should I trust you to do this work?
We encourage you to read the testimonials of real customers and referral partners on our website, check our page on the Better Business Bureau website, and get a feel for our history since 1991. With more than 110,000 customer served, there are no verified negative experiences to view. That says something about the way the owner handles compliance as well as customer care. The loyalty of our customers is outstanding. You can become a raving fan of our business too, just by becoming a customer!