Platinum PLUS Credit Restoration Program
The Platinum Plus Program is comprehensive credit restoration, which includes work with the three major credit bureaus (Experian, TransUnion, CSC/Equifax) to correct misleading, inaccurate, and non-verifiable information about you. This program also works with your creditors, providing debt validation to offer relief from unscrupulous and deceptive practices by collection attempts.
If the creditor or collector cannot prove that they have the proper paperwork to collect the debt, then it may be void. Your personal Credit Concierge™ will help you go through the enrollment process, do a forensic audit of all three credit reports, work with you to determine what you believe is inaccurate, and formulate a calculated program that will suit your individual goals.
You will learn how to negotiate your debt with creditors, learn about achieving new, positive trade lines that can affect your score, and how to keep the bureaus from selling your personal data!
Your initial consultation fee is $399 (due the day you become a client after the consultation service) which includes the forensic audit, and then $129 per month after service is performed for you.
PLATINUM PLUS PROGRAM OVERVIEW
- Corrections with 3 Bureaus
- Debt Validation with Creditors
- Credit Profile Forensic Audit
- Personal Credit Concierge™
- Exclusive Credit Education
- Access to Credit Lines
The Platinum Plus program has been specifically designed for customers who have creditors or collectors contacting them, or who have unsecured debts showing on their credit reports that may not be theirs. We perform a service called Debt Validation, which requires the creditors/collectors to prove you owe the debt.
In addition, we attempt to achieve corrections with all three major credit reporting agencies (bureaus) to remove as much outdated, misleading, inaccurate or unverifiable information as possible. This practice allows your history to be more accurate. You will be assigned to your own personal Credit Concierge™ who is on your team!
$399 & $129/mo*
*The initial credit consultation is free. This determines your needs and your suitability for this particular program. No-one pays for credit restoration before the service has been completed at KC Credit Services. The full consultation is next, and after completion, the cost of $399 is charged – this fee is non-refundable. The full consultation includes a forensic audit of your three bureau credit report, debt validation work, training on how to deal with your creditors, access to healthy trade lines, and proprietary credit education at your own pace. The monthly fee is $129 for this service, and is billed in arrears, meaning the month in which you enter the program will not be debited from your account until the next month. Cancel any time, understanding that one more debit will occur after cancellation for the previous month’s work
Platinum Plus FAQ’s
Does the Gold Program really work to move things along faster?
Yes, of course. What it takes is assigning you to a Credit Concierge(tm) that has exceptional abilities, and is dedicated to making things happen much more quickly than the normal route. To have more time dedicated to you personally, it takes more of a commitment both in money you pay and in the hours worked on your behalf. This is why the Gold Program was created…to help you make that home purchase or refinance happen quickly. Please contact us to see if you qualify for the Gold Program.
How often should I pull a copy of my credit report?
By the time you are at this stage, you have already signed up for a monitoring service. During the time you are with us, we recommend pulling your credit each month. Remember, the first results will come to your home in 30-45 days, so you may want to wait for 60 days the first time. Be sure to contact your Credit Concierge™ with any questions.
If I cancel early, what will happen to the work you have done?
Financial problems come in many forms. If you find that you cannot make a payment or need to cancel because of financial stress, what we have already accomplished for you will remain so. If there are items that have not yet been achieved, you may always re-enroll. If you re-enroll within 90 days of cancellation, there is no additional enrollment fee, but simply the monthly commitment needs to be honored.
What happens if I miss a payment?
Part of what we teach in our educational emails is responsibility to the debts you have incurred. But if you suffer a financial problem, and your automatic debit is not honored at your bank, simply get us on the phone and make new arrangements. If you fail to do so, then the company will try a total of three times to debit your account. If you have not made arrangements, all work on yoru account ceases, and $20 per attempt will be charged to your account. These penalties will need to be honored before resumption of your monthly commitment with us.
Why should I trust you to do this work?
We encourage you to read the testimonials of real customers and referral partners on our website, check our page on the Better Business Bureau website, and get a feel for our history since 1991. With more than 110,000 customer served, there are no verified negative experiences to view. That says something about the way the owner handles compliance as well as customer care. The loyalty of our customers is outstanding. You can become a raving fan of our business too, just by becoming a customer!