When it comes to achieving credit confidence, it all begins with a thorough understanding of the key factors that contribute to a solid small business personal […]
A credit score is a numerical representation of your creditworthiness, indicating how likely you are to repay borrowed money and manage credit responsibly. Lenders, such as […]
Wow…that’s a big subject. Remember that 35% of your credit score is composed of your payment history. The answers are complicated because it depends upon so […]
Every Day, We Are Asked This Question: Is Credit Restoration Legal? The answer is resoundingly: YES! When the three major credit reporting agencies (CRA’s or Bureaus) […]
How is it conceived and constructed? Many years ago, merchants wanted to offer their products and services to the populace, but realized there were a number […]
Account An Account refers to assets, liabilities, income, expenses, and equity, as represented by individual ledger pages to which debit and credit entries are chronologically posted […]
Just a few years ago, the three major credit reporting agencies (bureaus)…Experian, TransUnion, and Equifax…got together and decided to challenge the FICO score model. They were […]